Terms of service

Terms of Service
Effective Date: June 12, 2025

1. Acceptance
   By using www.loisgerrish.com (“Site”), you agree to these Terms of Service.

2. Use of Content
   All text, images, designs and code on the Site are owned or licensed by us. You may view and download content for personal, non-commercial use only. Any other use—reproduction, modification, distribution—requires our written permission.

3. User Conduct
   You agree not to:

   • Violate laws or rights of others;

   • Upload harmful code or spam;

   • Impersonate anyone or misrepresent your affiliation.

4. Purchases
   All sales through the Site are final. No returns or refunds are offered, except as stated in our Return & Refund Policy.

5. Disclaimer of Warranties
   The Site and its content are provided “as is” without warranties of any kind, express or implied.

6. Limitation of Liability
   To the fullest extent permitted by law, we are not liable for any indirect, incidental or consequential damages arising from your use of the Site.

7. Governing Law
   These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules.

8. Changes to Terms
   We may update these Terms at any time. Changes take effect upon posting; please review them regularly.

---

If you have questions, contact us at abbigerrish1@gmail.com